Cover for short-term trips
Flexible
Cover from just 1 hour to 30 full days. Add breakdown or European cover if you need it
On-demand cover
Get covered straightaway or set it up for when you need it
Comprehensive as standard
You're covered for loss, theft or damage. And if you make a claim, it won't affect your no claims discount on your main car policy
Are you eligible?
As the driver, you must:
- Be aged between 18 and 75 (the minimum age may vary depending on individual circumstances)
- Hold a current, valid, full UK driving license, and have done so for at least 6 months (reduced to 3 months if aged over 25)
- Have a current permanent address as stated throughout this application, (please note you may be asked to provide proof of residence in the event of a claim)
- Have had no more than 1 fault claim in the last 12 months
- Have never been refused insurance or had a policy cancelled
- Have permission from the owner to drive the vehicle and you have agreed to insure it as you have responsibility for loss or damage
The car must:
- Is registered in Great Britain, Northern Ireland or the Isle of Man
- Has a current market value of less than £75,000
- Has no more than 8 seats (including the driver’s seat)
- Is not a seized vehicle or in a police compound
- Vehicle has no engine modifications, body kits, or alloy wheels unless fitted at manufacture or were manufacturer optional extras – unless specifically carried out for a disabled driver or passenger
- Is not imported from another country through channels other than the maker’s official distribution system
- Is not a type of Heavy Goods Vehicle (HGV)
- Is not over 3.5 Tonnes Gross Vehicle Weight (GVW
- Has an engine size of 6999cc or less
What's included with Temporary Car Insurance
What’s covered
Flexible duration
From just 1 hour to 30 full days. Add breakdown or European cover if you need it.
Loss, theft or damage
Comprehensive cover as standard – and if you make a claim, it won't affect your no claims discount on your main car policy
Accident recovery
If we can’t fix things at the roadside, we’ll get you to an approved repairer
Limited European cover
Third-party cover as standard for European trips
Emergency treatment
Cover for emergency medical expenses if you or your passengers are in an incident
Legal liability
Cover for up to £5,000,000 if someone's injured or their property's damaged
What’s not covered
Tyres
Any punctures, cuts or bursts – including those caused by braking
Electrical breakdowns
That’s problems with wiring, electrical components or on-board computers
Unnamed drivers
We’ll only cover drivers you’ve told us about
What’s optional
Full European cover
Comprehensive cover while you’re on the road in Europe
Breakdown assistance
RAC breakdown assistance with Onward Travel options. Not available if you live in Northern Ireland
Ready to get cover?
How the claims process works
Whatever happens, Clements are on hand to help – 7 days a week.
1
Contact Clements
In the event that you have encountered an incident or require assistance with a claim, please contact Clements immediately
It is advisable to have your policy number readily available to initiate your claim.
2
Expert Evaluation
The team will thoroughly examine your claim and determine the most effective manner to assist you.
We will thoroughly examine all photos and documents submitted with your claim and request details about any other individuals involved.
3
Settling your claim
Clements is committed to working closely with you to sort things out as quickly and efficiently as possible, ensuring that all your concerns are addressed and resolved in a timely manner.
Keep in mind, making a claim won’t impact your no claims discount on the vehicle’s yearly policy.
